Last Updated: March 2026
This Privacy Policy describes how Terry Taylor, Associate Realtor with The Salt and Light Realty ("we," "us," or "our"), operating through militaryhomesonguam.com, collects, uses, and protects your personal information.
Information We Collect
We collect information you voluntarily provide through our contact and subscription forms, including your name, email address, phone number, military branch, and real estate inquiry details. We also collect standard web analytics data such as IP addresses, browser type, and pages visited through cookies.
How We Use Your Information
- To respond to your real estate inquiries and provide requested services
- To send you blog updates and real estate newsletters (only with your explicit consent)
- To improve our website and user experience
- To comply with legal obligations and professional real estate regulations
How We Share Your Information
We do not sell, rent, or trade your personal information. We may share your information with The Salt and Light Realty as necessary to fulfill real estate services. We may disclose information where required by law.
Data Retention
Contact form submissions are retained for up to 3 years. You may request deletion at any time.
Security
We implement industry-standard security measures. No method of internet transmission is 100% secure.
Contact Us
For privacy questions: [email protected] · 671-689-7726
Real Estate Professional Disclosures
Realtor Affiliation
Terry Taylor is a licensed Associate Realtor in Guam (License # OS-2831), operating under The Salt and Light Realty, Tamuning, Guam.
Not Legal or Financial Advice
Content on this website is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. Always consult a licensed professional before making real estate decisions.
General Disclaimer
Property information, availability, and pricing are subject to change without notice. All listings are subject to errors, omissions, prior sale, or withdrawal.
VA Loan Information
Information about VA loans is provided for general guidance only. Terry Taylor is not a lender. Loan eligibility is determined solely by VA-approved lenders.
Equal Housing Opportunity
🏠 We are pledged to the letter and spirit of U.S. policy for equal housing opportunity. We do not discriminate based on race, color, religion, sex, handicap, familial status, national origin, ancestry, age, marital status, sexual orientation, gender identity, source of income, or any other class protected under federal or Guam law.
As your REALTOR®, we present objective information about properties and villages — distances, amenities, inventory, and OHA fit — so you can make informed housing decisions. The choice of where to live is yours.
MRP Designation
The Certified Military Relocation Professional (MRP) designation does not guarantee specific outcomes. Results vary based on market conditions and individual circumstances.
European Union & International Privacy Rights
GDPR Compliance
If you are in the EU/EEA, you have rights under the General Data Protection Regulation (GDPR). We act as Data Controller for personal information collected through this website.
Your Rights
- Right to Access: Request a copy of all personal data we hold about you.
- Right to Rectification: Request correction of inaccurate or incomplete data.
- Right to Erasure: Request deletion of your personal data.
- Right to Restrict Processing: Request limits on how we use your data.
- Right to Data Portability: Request your data in a machine-readable format.
- Right to Object: Object to processing for direct marketing at any time.
- Right to Withdraw Consent: Withdraw consent at any time without affecting prior lawful processing.
Legal Basis for Processing
We process data based on: (a) your consent for subscriptions; (b) contractual necessity to provide services; and (c) legitimate interests to improve our website.
CAN-SPAM Compliance
All marketing emails include a clear unsubscribe link. Opt-out requests are honored within 10 business days.
Exercise Your Rights
Contact: [email protected]. We respond within 30 days. You may also lodge a complaint with your local supervisory authority.
Cookie & Tracking Policy
What Are Cookies?
Cookies are small text files stored on your device to help us understand how visitors use our site.
Cookies We Use
- Essential Cookies: Required for basic functionality. Cannot be disabled.
- Analytics Cookies: Help us improve content. Used only with your consent.
- Preference Cookies: Remember your choices such as cookie consent.
Your Choices
When you first visit, you can accept or decline non-essential cookies. You can change preferences anytime by clearing browser cookies and revisiting.
Do Not Track
We honor "Do Not Track" browser signals.
